1. All days are not the same. Save for a rainy day. When you don't work, savings will work for you. - M.K. Soni
2. A penny saved is a penny earned. - Benjamin Franklin
3. Save a part of your income and begin now, for the man with a surplus controls circumstances, and the man without a surplus is controlled by circumstances. - Henry Buckley
4. Wealth can only be accumulated by the earnings of industry and the savings of frugality. - John Tyler
5. A penny here, and a dollar there, placed at interest, goes on accumulating, and in this way, the desired result is attained. It requires some training, perhaps, to accomplish this economy, but when once used to it, you will find there is more satisfaction in rational saving than in irrational spending. - P. T. Barnum
6. A simple fact that is hard to learn is that the time to save money is when you have some. - Joe Moore
7. No one is rich whose expenditures exceed his means, and no one is poor whose incomings exceed his outgoings. - Thomas Chandler Haliburton
8. Resolve not to be poor: whatever you have, spend less. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult. - Samuel Johnson
9. It is never too early to encourage long-term savings. - Ron Lewis
10. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.- T.T. Munger
11. Savings represent much more than mere money value. They are the proof that the saver is worth something in himself. Any fool can waste; any fool can muddle, but it takes something more of a man to save, and the more he saves the more of a man he makes of himself. Waste and extravagance unsettle a man's mind for every crisis; thrift, which means some form of self-restraint, steadies it.- Rudyard Kipling
12. A man who both spends and saves money is the happiest man because he has both enjoyments.- Samuel Johnson
13. Spend what is left after saving. — Warren Buffett
14. By definition, saving — for anything — requires us to not get things now so we can get bigger ones later. — Jean Chatzsky
15. Don't spend your life working for money; save money and hire it to work for you.-Dr. John F Demartini
16. The reason saving comes before investing is that you need to have seed before you can sow it in anticipation of a harvest. -Rajen Devadason
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