Congratulations! Your bank has just approved your application for a credit card. Before you start charging the card, take note of the following points to protect your card from fraudulent uses:
Be vigilant and always be on the alert when you use your card. Make it a habit to check your wallet every now and then to make sure that the card is always with you
1. Sign your name on the reverse of the card as soon as you receive your new card.
2. Do not disclose your 16 digits number and the 3 digits security number to anyone.
3. Keep copies of your charge slips and use them to check the monthly statement. Look for charges which are not transacted by you.
4. Whenever you go overseas inform the bank and provide a contact number.
5. Arrange with your bank to increase the credit limit for your trips abroad.
6. Inform the bank in the first instance when your card is lost.
7. Whenever possible keep your card in sight when you use it to avoid fraudulent charges. When the card is returned to you check and make sure that it is your card.
8. Do online transactions on secured sites with an ‘S’ – https:// not just HTTP://
9. Never leave your card unattended or leave it in your car. Always keep it with you.
10. Protect your Personal Identification Number (PIN) to access an Automatic Teller Machine (ATM). Memorize it if possible or keep the number separately.
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